Trusts

We offer a range of trusts to suit all situations via our specialist providers. Some examples of the trust offered are;

• Lifetime Trusts
• Will Trusts
• Discretionary trusts
• Pensions Trusts
• Life Assurance trusts
• Disabled Persons Benefit Trust
• Property Trust

We provide advice about all the above trusts and how to use them effectively.

LPA

We know from personal experience how important these documents are. We can provide an advised service, can act as the plan Provider or just provide documents completed for signing.

Whichever you choose we cannot over emphasise the need to register and store these documents now even if you are young, you can never know when they might be an absolute necessity. Do it now!!

Setting up a power of attorney

Estate Planning

There are two aspects to Estate planning

Firstly

Protection - All estates are vunerable to social hazards such as Divorce, bankruptcy etc. Good planning and use of Trusts can protected your legacy either the one coming to you as an inheritance or the one you leave. It is relevant to both small and large estates, complicated and simple.

Secondly

Inheritance tax (IHT) – through good planning you can reduce your liability to IHT and therefore leave more to your beneficiaries.

Good planning means you can address both aspects at the same time and still have use of your own capital and income whilst you are alive and need it.

Document Storage

Firstly this is not a cloud storage multi use facility. It is more like a Bank Vault or safe deposit box. You cannot open documents inside the storage you need to download them to open them for example you cannot use it to run you music collection from, but you could store a copy of it in the box.

The storage facility is for your important documents, passwords, account details and anything that is in data form you wish to keep extra safe. We offer two services:

Safe storage

This does what it says on the tin you upload and keep documents far safer than in other cloud environments.

Inheritance vault

Anyone who has been an executor will tell you one of the hardest things an Executor has to do is find your details and important documents when you die. For an initial set up fee and an annual fee we will work with you to ensure all your details are stored safely and because we know you live busy lives we will arrange an annual session to update this folder with you. It will give the executor a full list of your accounts eg PayPal, bank, Phone etc. copies of all your important documents e.g. Wills, LPAs, Trusts, pensions etc. full list of passwords so the executor can access them, who the important people are and how to find them e.g. Financial Adviser , social worker, solicitor.